We live longer and longer and as a result, there are more and more physical and mental disorders that can affect the independence in the daily life of the elderly in the future.
The most common – to a greater or lesser extent – are:
- Disability.
- Alzheimer.
- Indien u niet meer zelfstandig kunt wonen.
It is almost certain that this could happen to all of us, ourselves or an elder for whom we are responsible or must take care of.
At MCS insurance we have thought of everything and can therefore offer all our customer’s Dependency insurance. This insurance offers you the best security so that you can continue to live your life carefree, with the quality you are always used to. For a carefree future.
Most asked questions / important info
What is Dependency Insurance?
Dependency insurance is an insurance policy specially designed to provide you with financial assistance to overcome the financial burden resulting from the loss of independence. It is intended for persons who, for various reasons, such as age, illness or disability can no longer take care of themselves independently. Either physically or mentally and therefore need help from outside and/or other people in their daily lives.
The objective of this insurance
The objective of dependency insurance is to cover the costs that are necessary to call in help, without being dependent on family or own financial reserves.
What does dependency insurance cover?
Dependency insurance is a customized insurance policy that can be put together according to your own wishes. You choose a starting capital that covers the initial costs depending on when you think you need homecare and therefore the dependency insurance starts. Or you choose and/or a monthly payment if the total cost has been mapped out. This product guarantees the assistance you have requested and gives you access to an extensive range of services. Services with direct access for you as the policyholder and some which can be found on the website of the chosen insurance company.
We guide and give you personal advice when taking out dependency insurance and offer you package discounts.
Properties of the insurance
Can be closed up to 70 years old
Coverage: With complete dependence on care.
Payout: Monthly benefit and/or capital payment.
Duration: Lifelong.
Premium payment: Monthly, quarterly or yearly until the commencement of the dependency insurance.
Premium: Calculated by age, gender and amount of the benefit. at the conclusion of the contract.
Additional cover: Access to all necessary home care services and services.
Monthly benefit modules: Up to 5 modules of € 500, which corresponds to a monthly payment of € 2, 500 as long as full dependence is in force or for life if necessary.
Modules one-off capital payment: Maximum 5 modules of € 2,500, – which corresponds to a one-off payment of € 12,500 at the start of the helplessness.
Knowing more?
Request a quote that is completely adapted to your own situation, so as to ensure a monthly payment and/or a one-off capital payment in the future if you need it. (and thus be able to deal with the initial costs and adjustment of the loss of independence).